Credit Cards in Ireland

CREDIT CARDS IN IRELAND

Finances	Index Mortgages Money Guide Mortgage Brokers Budget 2010 Bank Accounts Mortgage Relief Savings Rates SSIA Credit Cards Fuel Prices Loans Life Insurance Pensions Solidarity Bond Online Poker Injury Claims	Credit cards with introductory offers of Interest free balance transfers or low interest rates are always on offer to entice new customers in Ireland. Halifax used to offer 0% interest - but now they are leaving Ireland many people will be looking for new credit card providers. The best credit card offers in Ireland can be obtained from : Money Guide Ireland For people moving to Ireland from other countries - one of the charges that might come as a shock is the annual government stamp duty on credit cards - which is €30 at the moment. Credit cards are almost essential these days if you need to buy anything online or over the phone - so this tax is a nice little earner for the Irish Revenue. Visa Debit cards are an alternative to credit cards - at the moment only Ulster Bank issue them in Ireland. Halifax used to issue Visa Debit cards - but that are pulling out of Ireland in May 2010. If you are changing to a different credit card - you don’t have to pay the duty more than once a year. When you are closing the old credit card account your card issuer should give you a letter of closure stating that you have paid your stamp duty for the year. If you give this letter to your new card issuer, you will not be charged stamp duty by them again in that year. It is important not to lose the letter. Only one original letter of closure can be issued. You can change account as often as you like during the year without paying extra duty, as long as you transfer a letter of closure between the card issuers each time.
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© 2002-2005		Tip: If you are moving to Ireland you should be able to keep your existing Credit Cards - just tell the providers that you are moving. You will need some way of paying it off - i.e a current internet bank account in the country you came from. This should not be a problem - it might be a good idea to get one set up before you move. It will be easier to pay off any old bills in your previous address.