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Personal
Loans in Ireland can be obtained from banks - with interest rates starting
at around 10% APR fixed.
Get the most up to Date Personal
Loan interest rates on Money Guide Ireland
When applying
for a loan, each lender may determine your eligibility for a loan using
a criteria such as your credit rating, credit scoring or home ownership.
Tips : Make sure you ask what your repayments will be over a number
of different terms
Always repay the loan as soon as you can.
Don’t use personal loans to finance your day-to-day living expenses –
adjust your budget instead.
Don’t borrow more than you can afford. If your budget is too tight, you
will have to borrow again or use a credit card just to meet your everyday
needs.
Don't forget to try your local Credit Union - some of them are apparently
offering rates as low as 7 or 8% APR. You will need to have a savings
account with them to qualify for a loan.
These
are some of the financial institutions offering personal loans in Ireland:
AIB , Bank
of Ireland , Credit Unions, National Irish Bank
Permanent TSB , Ulster Bank
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